Landlords’ Insurance
There are many different types of Landlords. From the individual who is renting out their second home to the ambitious property tycoon. The common theme for all landlords is the need to purchase landlords insurance to protect their investment.
As a landlord, you are effectively using your property as an extra source of income – and this needs to be protected. A normal home insurance policy would not be valid.
With the correct landlord’s insurance policy in place, you can relax knowing that should any damage be caused to the property, you are protected against the financial consequences. With this peace of mind in place, you can just worry about building your empire!
All of our landlords’ insurance products are specially designed to meet your needs as a property owner in the residential rental market.
The main advantage of arranging your landlords' insurance with Easy2insure is you can obtain an instant quotation via our website, with instant cover in most cases.
If you would prefer not to arrange your residential landlords house insurance via the internet, you can call us on 0117 9556835 during normal office hours, when a member of our professional sales team will be on hand to guide you through your landlord’s insurance requirements.
We can quote for:
- Any property, from terraced houses to whole blocks of flats
- Portfolio Insurance, where you have several properties
- Non-Standard Construction Buildings
- Unoccupied buildings
- Properties occupied by DSS claimants or Asylum seekers
- 'All risks' of material loss or damage to buildings and/or contents
- Cover for costs of re-housing a tenant, up to a fixed percentage of the building sum insured, following insured damage to the property
- Loss of rent following insured damage to the property
- Property Owners' Liability cover up to £5,000,000
- Employers' Liability cover up to £10,000,000 indemnity any one incident for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs
- Legal Expenses Cover
Give some examples of claims that might occur under a landlord’s policy
Example 1:Your property is damaged by a fire. Your tenants are not hurt but they have to move out due to the severity of the damage. It takes builders 6 months to repair the damage. Your landlord’s insurance policy would not only pay for all of the work to repair the property but also pay you the rent that you are missing out on by not having tenants living in the property during this period.
Example 2: You fall out with your tenants. They stop paying the rent and refuse to leave the property. You are forced to take them to court to get them evicted and collect rent owed to you. If you have purchased the “Legal Expenses” cover as part of your Landlord’s insurance policy then all of your costs accrued in fighting the court case would be met.
We can also arrange cover for all types of Commercial premises. So if in addition to your houses and flats, you have say a shop or office which is tenanted, why not ask us to give you a quotation for that too?. Just call us on 0117 9556835.